Property & Casualty
Our consultative approach to property and casualty insurance is built on a thorough understanding of your business and goals.
Employee Benefits
We help you attract and keep the best employees while protecting your company in an evolving legal and regulatory landscape.
Personal Insurance
Our team uses a proactive approach to bring a whole new level of preparedness to your personal insurance needs.
what our clients are saying
Compliance ✔: 2019 Health FSA Limit
The IRS just announced the Health FSA limit for 2019. The amount increased $50 to $2,700. If an employer's cafeteria plan document states that the contribution limit reflects the maximum allowable by the IRS, then no changes are necessary. However, if the document...
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Compliance ✔: HRAs to Reimburse Individual Health Premiums and Excepted Benefits
This week, the Departments (of the Treasury, HHS, and Labor) released proposed regulations that would greatly expand an employer’s ability to offer a Health Reimbursement Account (HRA). An HRA is a self-insured group health plan funded solely by employer contributions...
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Compliance ✔: 2019 Open Enrollment Compliance Checklist
To prepare for open enrollment, group health plan sponsors should be aware of the legal changes affecting the design and administration of their plans for plan years beginning on or after January 1, 2019. Employers should review their plan documents to confirm that...
read moreThe S.S. Nesbitt Approach:
PMP-Edge™ and PMP-Pulse™
There is a deliberate, thorough method to everything we do. Which is why we approach business insurance and employee benefits creatively through our PMP-Edge and PMP-Pulse proprietary processes. These custom roadmaps deliver the strategies that address your true needs—so you can have “Confidence in Tomorrow®”
Contact us to learn more about our unique approach to risk management.