Building A Relationship
At S.S. Nesbitt & Co., our goal is to build relationships with clients, develop a true understanding of their business objectives and then determine how we can provide risk management solutions to help those clients meet their objectives. We accomplish that goal through the dedicated efforts of our employees and in partnership with the insurance carriers we represent. Although we offer unique experience in many areas, the following are just a few examples that illustrate our versatility.

Risk Management Solutions
Our dedicated risk management professionals offer services that contribute to our clients’ profitability. We specialize in claims handling and loss prevention. Our risk management services include: claim/litigation analysis, legal expense audits, loss reserve analysis, licensed claim adjusters, quarterly safety surveys, mediation participation, claim analysis, litigation consultation and safety inspections.

Construction and Manufacturing
S.S. Nesbitt insures a diversified group of construction and manufacturing clients who present challenges specific to their industry. Our insurance professionals have dealt with the exposures of multi-state operations through risk management for more than 30 years. Unique coverage available to these clients include bonding, builders risk, workers’ compensation, large deductible property and liability programs, as well as products and completed operations liability. Our scope includes companies with 100-6,000 employees worldwide.

Executive Risk Coverage
S.S. Nesbitt President and General Manager Steve Nesbitt oversaw placement of all executive risk coverage for a large national agency with more than 80 branch offices, totaling more than $10 million in premiums in the first year. For clients requiring protection from executive exposure, S.S. Nesbitt has experience in identifying their risks and placing the appropriate directors and officers liability, employment practices liability, crime and other such coverages.

Employee Benefits
S.S. Nesbitt offers a customized approach to risk management to help prepare your business for whatever happens. Through our extensive knowledge and commitment to personal service, we will help you find the right program for your employees. We follow a consultative approach to providing employee benefits. We listen to our clients and analyze current plans. We then search for innovative improvements and creative ways to reduce your cost.

Banks
Banks require sound, practical, timely and effective insurance advice backed by proven products and services. Financial institution bonds, safe deposit box legal liability and electronic business activity are only a few of the unique exposures associated with your business. S.S. Nesbitt can design a program that meets your needs, while providing knowledgeable, responsive service as a number one priority.

Municipalities
S.S. Nesbitt has a vast amount of experience working with public entities’ risk management matters, which will vary in complexity depending on the size and scope of the public service. A municipal insurance program can be designed for individual municipalities, groups or pools, and can include many types of coverage.

Non-Profit Foundations and Student Housing Consultant
S.S. Nesbitt has a national reputation for providing risk management solutions for student residential facilities and has insured values exceeding $1 billion. The Certified Insurance Consultant at S.S. Nesbitt plays an important role in fulfilling the financing requirements of these multi-million dollar projects.

Hotels and Motels
Running a hotel or motel requires a tremendous investment in business property, furnishings, building improvements and all the office and computer equipment necessary to run the operation. Unfortunately, with a building full of strangers, it is difficult to control all of your risks, such as theft, property damage or fire. Liability is also a concern for facilities with swimming pools, weight rooms, bars and restaurants.