Our personal insurance team can address all your individual and family insurance needs, including:

• Homeowners
• Automobile
• Personal watercraft
• Umbrella
• Valuable articles

 

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Homeowners Insurance

Your personal residence will be one of the largest acquisitions in your lifetime. As such, it only makes sense to be sure you have explored the risks, which could pose economic disaster to you and your family.

We can assist you in the process through analysis of your exposures in the following areas:

• Replacement costs and evaluations of real property and additional structures.
• Simplification of the language found in your typical homeowners contract so that you know what you have -- and what you don't.
• Asset Assessment Evaluations can be performed to assure that you are not open to unnecessary liability.

So, please remember, the value of good homeowners insurance doesn't become apparent until you need it. Let S.S. Nesbitt & Co., Inc., provide comfort in knowing that if you have a fire, flood or theft, we are there to take care of you.

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Automobile Insurance

Enjoying the freedom and mobility your vehicle provides is part of the American dream. Our job is to help you protect that dream.

Choosing the right automobile insurance coverage can be a confusing experience for most people. With different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical, and Personal Injury coverages to choose from, it is easy for many consumers to make a mistake that could quickly turn into drastic financial consequences.

The value of good automobile insurance doesn't become apparent until you need it. Whether it is a minor fender bender or a major accident, it pays to have a company you can count on.

As independent agents, it is our job to represent you, the customer. We will work to provide individual coverage to protect your vehicle and family. Don't leave it up to chance ... being insured with the best has its advantages!

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Personal Watercraft

Due to the increase in leisure activities, more and more people are purchasing waterborne recreational vehicles. S.S. Nesbitt and its affiliates give you the benefit of specialized boating experience and allow you to have all of your protection with one professional agency.

We are committed to the unique needs of boat owners. S.S. Nesbitt provides the best customer services available, from our claims handling to surveying renewals every year for the best coverage. We offer prompt, friendly customer service, from arranging coverage to coming through on a claim.

Whether your boating interest is all business, all pleasure, or somewhere in between, we'll help assess your specific needs and design an insurance program to meet them.

When you have a loss, the claim department is as close as your telephone. The companies we represent stand ready to expedite your claim. And, with so many weekend boating accidents, many provide 24-hour, 7-days-a-week claims service.

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Recreational Items

When it comes to insurance, every customer has different needs. S.S. Nesbitt & Co. can build a plan that will meet the precise needs of your family. As an independent agency, we can handle all of your insurance needs, providing personal service and specialized policies for your motorcycle, RV, ATV and any other type of recreational vehicle.

S.S. Nesbitt works for you to put the right protection in place for your specific risks, and we're always available to answer any questions you may have about your insurance coverage. Let one of our licensed insurance professionals help you by identifying where you may have an exposure to risk.

Once we have identified your personal risk, we will go to the marketplace to obtain proposals from insurers and then help you decide on the best coverages. Over time, your insurance needs may change, and we will be there to make the changes with you.

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